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Special Needs Planning to Protect Your Loved One's Future

Planning for a loved one with special needs requires specialized legal strategies that balance financial support with benefit eligibility. At Harry J. Brown, PLLC, we provide comprehensive special needs planning services designed to ensure lifetime care, protect government benefits, and create financial security.

 

Our compassionate approach focuses on understanding your family's unique situation and creating personalized plans that address both immediate needs and long-term concerns.

Comprehensive Special Needs Planning Services

Special Needs Trusts

We create and administer specialized trusts that provide supplemental financial support while preserving eligibility for essential government benefits:

✔ Third-party special needs trusts

✔ Self-settled (first-party) special needs trusts

✔ Pooled special needs trusts

✔ Standalone and testamentary special needs trusts

ABLE Account Planning

We provide guidance on using Achieving a Better Life Experience (ABLE) accounts:

✔ Eligibility requirements

✔ Contribution strategies

✔ Tax advantages

✔ Coordination with special needs trusts

Guardianships & Conservatorships

When appropriate, we help establish legal authority to make decisions for individuals who cannot manage their own affairs:

✔ Full and limited guardianships

✔ Conservatorships

✔ Guardian/conservator selection

✔ Annual reporting compliance

Government Benefit Protection

We help navigate complex benefit programs while maximizing available support:

✔ Supplemental Security Income (SSI) planning

✔ Medicaid eligibility and planning

✔ Social Security Disability Insurance (SSDI) strategies

✔ Medicare and Medicaid waiver programs

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Our Special Needs Planning Process

1

Initial Assessment

We learn about your loved one's diagnosis, capabilities, needs, and support systems.

2

Benefit Review

We analyze current and potential future benefits to preserve eligibility.

3

Care Planning

We address living arrangements, support services, and care management.

4

Documentation

We create legally compliant documents tailored to your family's needs.

The Importance of Special Needs Planning

Without proper special needs planning, families face significant risks:

  • Disqualification from essential government benefits

  • Inadequate resources for lifetime care needs

  • Uncertainty about care arrangements after parents are gone

  • Potential financial abuse or mismanagement

  • Excessive tax burdens and administrative complications

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Life Transitions We Help Navigate

Our planning addresses critical life transitions for individuals with special needs:

  • Turning 18 and reaching legal adulthood

  • Aging out of school-based services

  • Changes in living arrangements

  • Loss of parent caregivers

  • Employment opportunities

  • Inheritance and financial windfalls

Why Choose Harry J. Brown for Special Needs Planning

1

Specialized Knowledge

We understand the intersection of disability law, benefits, and estate planning.

2

Compassionate Approach

We recognize the emotional aspects of planning for vulnerable loved ones.

3

Network of Resources

We connect families with professional services and community supports.

4

Lifetime Perspective

We develop plans that evolve with your loved one's changing needs.

5

Family-Centered Solutions

We consider the needs of the entire family while protecting your special needs loved one.

The Perseverance Planning Difference

We're so passionate about helping special needs families that we've teamed up with a financial advising firm and an independent insurance broker to bring a compassionate and comprehensive approach to this complex set of problems.

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Visit Perseverance Planning to learn more.

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Ready to secure your loved one's future? Contact Harry J. Brown today to begin creating your special needs plan.
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